From Tax Efficiency to Total Exit Strategy: One Business Owner’s Journey to Confidence
From Tax Efficiency to Total Exit Strategy: One Business Owner’s Journey to Confidence
Not long ago, we sat down with a business owner who was doing everything “right.” Revenue was strong. The business was thriving. But every April, they asked the same exhausting question: “Why am I working this hard just to hand so much over in taxes?” “Despite maxing out their SEP-IRA, the tax bill was painful. And like many high-income earners, they felt stuck—penalized for their success. That’s when we stepped in. After a deep dive into their financial, goals, and business structure, we implemented a Defined Benefit Pension Plan, a strategy built for high-earning entrepreneurs who want to reduce taxes and accelerate retirement savings.
Months later, the bigger questions began to surface:
“Can I afford to retire?”
“What’s my business worth?”
“Should I sell, pass it down, or walk away?”
“How do I preserve everything I’ve worked so hard to build?”
It’s a conversation we’ve had many times. And it’s always about more than numbers. We think of another client—an 80-year-old who retired at 74 after a lifetime of sacrifice. He built a respected company but admits he didn’t plan his exit with the same care he gave to growth. He missed moments with family he can’t get back. And while he doesn’t regret the business, he does regret not having a clearer roadmap to the next chapter. At EQ, this is where we come in.
We strive to help business owners:
Maximize current-year tax efficiency
Build long-term retirement assets
Plan exit strategies with purpose and precision
Transition into the next chapter with clarity—not chaos
Because real wealth isn’t just about what you earn. It’s about what you keep, how you protect it, and how confidently you step into what comes next. You've spent years—maybe decades—building something meaningful. Now, it’s time to design a transition that’s just as intentional.
These are hypothetical situations based on real life examples. Names have been removed and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments or strategies may be appropriate for you, consult your advisor prior to investing.
